Septic systems treat and disperse relatively small volumes of wastewater from individual and small numbers of homes and commercial buildings. Septic system regulation is usually a state and local responsibility. The EPA provides information to homeowners and assistance to state and local governments to improve the management of septic systems to prevent failures that could harm human health and water quality.Continue reading →
You’ve decided to buy a new home — congratulations! This article will help you take this big financial step by describing the home-buying, home-financing, and settlement process.Continue reading →
The term “stucco” is used to describe a type of exterior plaster applied as a two- or three-part coating directly onto masonry, or applied over wood or metal lath to a log or wood frame structure. Stucco is found in many forms on historic structures throughout the United States. It is so common, in fact, that it frequently goes unnoticed, and is often disguised or used to imitate another material. Historic stucco is also sometimes incorrectly viewed as a sacrificial coating, and consequently removed to reveal stone, brick or logs that historically were never intended to be exposed.Continue reading →
Speed up your home sale by preparing your home ahead of time using the following tips. Your home inspection will go smoother, with fewer concerns to delay closing.Continue reading →
Wood-destroying insects and other organisms can cause serious problems in the wooden structural components of a house, and may go undetected for a long period of time.Continue reading →
Burglary is a crime of opportunity. And burglars don’t want to spend a lot of time looking through a home to find things of value to steal, which is why there are obvious locations that they always check. That means that there are ways to outsmart them by hiding your valuables in not-so-obvious places, and sometimes even in plain sight.
Depending on the size and type of item, the best places to hide valuables are those that burglars don’t want to search through or wouldn’t bother with, including places that are inconvenient or difficult to search, messy, or uninteresting.Continue reading →
Deadly Mistake #1: Thinking you can’t afford it. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own homes. Buying a home is the … Continue reading →
USDA loans are housing loans that are backed through the Rural Housing Division of the U.S. Department of Agriculture (USDA).The USDA offers competitive loans for borrowers in rural areas
In the wake of the mortgage crisis in 2008 and 2009, lenders have become more cautious, so it’s harder for home buyers, especially first-timers, to secure financing, especially those with low incomes or little money for a down payment.Continue reading →
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans can be very helpful for veterans
Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective homeowners when they attempt to get a mortgage.Continue reading →
Water may be essential to life, but, as a destructive force, water can diminish the value of your home or building. Homes as well as commercial buildings can suffer water damage that results in increased maintenance costs, a decrease in the value of the property, lowered productivity, and potential liability associated with a decline in indoor air quality. The best way to protect against this potential loss is to ensure that the building components which enclose the structure, known as the building envelope, are water-resistant.Continue reading →
The United States has one of the safest water supplies in the world. However, national statistics don’t tell you specifically about the quality and safety of the water coming out of your tap. That’s because drinking water quality varies from place to place, depending on the condition of the source water from which it is drawn, and the treatment it receives. Now you have a new way to find information about your drinking water if it comes from a public water supplier (The EPA doesn’t regulate private wells, but recommends that well. owners have their water tested annually.)Continue reading →
Buying a home?
The process can be stressful. A home inspection is supposed to give you peace of mind but, depending on the findings, it may have the opposite effect. You will be asked to absorb a lot of information over a short period of time. Your inspection will entail a written report, including checklists and photos, and what the inspector tells you during the inspection. All of this combined with the seller’s disclosure and what you notice yourself can make the experience overwhelming. What should you do?Continue reading →
Whether you are a home gardener, enjoy landscaping around your home, or just own your own home, there are times when certain species of wildlife can become a nuisance and cause damage to plants, and even greater economic losses. Wildlife damage can occur throughout the year, but the fall and winter months are times when food supplies and cover may become more limited for many wildlife species, causing them to find your home or landscape an attractive place to call home. Solving wildlife damage problems may seem out of your control.Continue reading →
Windbreaks are dense rows of trees and shrubs designed to reduce wind speed before it reaches a building. These landscape elements provide numerous other perks for the homeowner, their neighborhood and the environment.
Some of the advantages provided by windbreaks, beyond simple wind mitigation, include the following.
The following items are essential tools, but this list is by no means exhaustive. Feel free to ask an InterNACHI inspector during your next inspection about other tools that you might find useful.Continue reading →
Most people don’t know how easy it is to make their homes run on less energy, and here at InterNACHI, we want to change that. Drastic reductions in heating, cooling and electricity costs can be accomplished through very simple changes, most of which homeowners can do themselves.Continue reading →